- Member Since: July 24, 2018
About Editor
If I link my credit card to my checking account to cover overdrafts, can th...
If I link my credit card to my checking account to cover overdrafts, can the bank/credit union charge me a fee each time I use […]
39 total views, 1 today
Can the bank/credit union charge me a fee when it transfers money from my s...
Can the bank/credit union charge me a fee when it transfers money from my savings account to cover an overdraft from my checking account? Yes, […]
36 total views, 1 today
How can I avoid debit card overdrafts?
How can I avoid debit card overdrafts? You can avoid debit card overdraft fees by declining to opt in to debit card overdraft or by […]
41 total views, 1 today
Can the bank/credit union deduct fees from my account?
Can the bank/credit union deduct fees from my account? Yes. Your bank or credit union can generally directly remove funds from your account to pay […]
34 total views, 1 today
I opted into debit overdraft but the bank/credit union still declined to al...
I opted into debit overdraft but the bank/credit union still declined to allow a debit purchase I made. Can the bank do that? Yes. Banks […]
44 total views, 1 today
I bounced a check. Will this show up on my credit report?
I bounced a check. Will this show up on my credit report? It depends on what you wrote the check to pay. If you wrote […]
38 total views, 1 today
Can my bank/credit union deduct bounced check fees from my account?
Can my bank/credit union deduct bounced check fees from my account? Yes. Your bank or credit union can directly remove funds from your accounts to […]
32 total views, 1 today
Does my bank/credit union have to allow overdrafts?
Does my bank/credit union have to allow overdrafts? No. Your bank or credit union may set and change its own limit on how often and […]
37 total views, 1 today
What is a demand draft, telephone check, or preauthorized draft?
What is a demand draft, telephone check, or preauthorized draft? A demand draft allows someone to withdraw money from your checking account without your signature. […]
32 total views, 1 today
Can my bank/credit union charge me a fee to use another bank or credit unio...
Can my bank/credit union charge me a fee to use another bank or credit union’s ATM? Yes. Both your bank or credit union and the […]
35 total views, 1 today