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Non-sufficient funds (NSF) fees
Non-sufficient funds (NSF) fees An NSF or non-sufficient funds fee may occur when your check or electronic authorization is not paid due to a lack […]
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Money market account
What is a money market account? A money market account is a special type of account offered by banks and credit unions. Money market accounts […]
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Joint account
Joint account If you would like to enable a friend or family member to write checks and make deposits on your behalf, you might consider […]
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Individual taxpayer identification number (ITIN)
Individual taxpayer identification number (ITIN) An ITIN is an identification number that you get from the Internal Revenue Service. An ITIN is only available for […]
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Guardian of property
What is a guardian of property? A guardian of property is someone the court names to manage money and property for someone else whom the […]
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Deposit hold
Deposit hold The amount of time a bank or credit union holds funds you deposit by check is sometimes referred to as a “deposit hold” […]
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Demand draft
What is a demand draft, telephone check, or preauthorized draft? A demand draft allows someone to withdraw money from your checking account without your signature. […]
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Certificate of deposit (CD) rollover
What is a certificate of deposit (CD) rollover or renewal? A rollover or renewal can occur at the end of the term of a CD. […]
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