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If I link my credit card to my checking account to cover overdrafts, can th...

If I link my credit card to my checking account to cover overdrafts, can the bank/credit union charge me a fee each time I use […]

38 total views, 0 today

 

Can the bank/credit union charge me a fee when it transfers money from my s...

Can the bank/credit union charge me a fee when it transfers money from my savings account to cover an overdraft from my checking account? Yes, […]

35 total views, 0 today

 

How can I avoid debit card overdrafts?

How can I avoid debit card overdrafts? You can avoid debit card overdraft fees by declining to opt in to debit card overdraft or by […]

40 total views, 0 today

 

Can the bank/credit union deduct fees from my account?

Can the bank/credit union deduct fees from my account? Yes. Your bank or credit union can generally directly remove funds from your account to pay […]

33 total views, 0 today

 

I opted into debit overdraft but the bank/credit union still declined to al...

I opted into debit overdraft but the bank/credit union still declined to allow a debit purchase I made. Can the bank do that? Yes. Banks […]

43 total views, 0 today

 

I bounced a check. Will this show up on my credit report?

I bounced a check. Will this show up on my credit report? It depends on what you wrote the check to pay. If you wrote […]

37 total views, 0 today

 

Can my bank/credit union deduct bounced check fees from my account?

Can my bank/credit union deduct bounced check fees from my account? Yes. Your bank or credit union can directly remove funds from your accounts to […]

32 total views, 1 today

 

Does my bank/credit union have to allow overdrafts?

Does my bank/credit union have to allow overdrafts? No. Your bank or credit union may set and change its own limit on how often and […]

36 total views, 0 today

 

What is a demand draft, telephone check, or preauthorized draft?

What is a demand draft, telephone check, or preauthorized draft? A demand draft allows someone to withdraw money from your checking account without your signature. […]

31 total views, 0 today

 

Can my bank/credit union charge me a fee to use another bank or credit unio...

Can my bank/credit union charge me a fee to use another bank or credit union’s ATM? Yes. Both your bank or credit union and the […]

34 total views, 0 today

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