What is a credit union share draft account? Is it a checking account?
What is a credit union share draft account? Is it a checking account? Credit unions refer to checking accounts as share draft accounts. While it […]
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My bank/credit union no longer provides copies of my cancelled checks with ...
My bank/credit union no longer provides copies of my cancelled checks with my statement. Can the bank/credit union do that? Yes. Banks and credit unions […]
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Can I close my account whenever I want?
Can I close my account whenever I want? Most of the time, yes, but your bank or credit union may require you to settle your […]
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Does my bank/credit union have to send me a monthly statement for my checki...
Does my bank/credit union have to send me a monthly statement for my checking account? Not necessarily. Most banks or credit unions will send a […]
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Can a bank or credit union cash a post-dated check before the date on the c...
Can a bank or credit union cash a post-dated check before the date on the check? Yes. Banks and credit unions generally don’t have to […]
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Can the bank/credit union put a new fee on my checking account?
Can the bank/credit union put a new fee on my checking account? Yes, except that in most cases, your bank or credit union must give […]
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How do I avoid ATM fees?
How do I avoid ATM fees? Generally, you can avoid ATM fees by using your own bank or credit union’s ATMs because most banks and credit […]
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Is there a limit on how much I can deposit into my savings account?
Is there a limit on how much I can deposit into my savings account? No, you can deposit as much money in your savings account […]
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Is a money market account insured?
Is a money market account insured? Yes. Like other deposit accounts, money market accounts are insured by the FDIC and NCUA up to $250,000 for […]
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A deposit was credited to my account by mistake. Can the bank/credit union ...
A deposit was credited to my account by mistake. Can the bank/credit union take it back? Yes.
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