Certificate of deposit (CD)
What is a certificate of deposit (CD)? A Certificate Deposit, or CD, is a special type of savings account offered by banks or credit unions. […]
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Automatic debit payment
Automatic debit payment With automatic debits, you give your permission to the company to take the payments directly from your bank account. This is different […]
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Automated Clearing House (ACH)
Automated Clearing House (ACH) An Automated Clearing House (ACH) authorization is a payment authorization that gives the lender permission to electronically take money from your […]
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Do personal installment loans have fees?
Do personal installment loans have fees? Yes, fees and charges are often added to the total cost of your personal installment loan. If you’re considering […]
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What is a Buy Now, Pay Later (BNPL) loan?
What is a Buy Now, Pay Later (BNPL) loan? Buy Now, Pay Later (BNPL) is a type of installment loan that typically allows you to […]
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Do Buy Now, Pay Later (BNPL) loans have fees?
Do Buy Now, Pay Later (BNPL) loans have fees? Generally, yes. While many BNPL loans don’t charge interest, most do charge late fees if you […]
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Will a Buy Now, Pay Later (BNPL) loan impact my credit scores?
Will a Buy Now, Pay Later (BNPL) loan impact my credit scores? Generally, most Buy Now, Pay Later lenders don’t report your payment history to the major […]
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What happens if I can’t pay back a Buy Now, Pay Later (BNPL) loan?
What happens if I can’t pay back a Buy Now, Pay Later (BNPL) loan? Most BNPL companies charge late fees if you don’t make payments […]
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Do I have to pay off a Buy Now, Pay Later (BNPL) loan if I want to return m...
Do I have to pay off a Buy Now, Pay Later (BNPL) loan if I want to return my purchase? Whether or not you have […]
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What is a personal installment loan?
What is a personal installment loan? A personal installment loan is a type of loan where you borrow a sum of money and must pay […]
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