I received a check and tried to cash it at the bank/credit union that holds the account on which the check was written. The bank/credit union wouldn’t cash the check because they said the account did not have enough money. Can a bank or credit union do that?

Description

I received a check and tried to cash it at the bank/credit union that holds the account on which the check was written. The bank/credit union wouldn’t cash the check because they said the account did not have enough money. Can a bank or credit union do that?

Yes. If there is not enough money in the account, the bank or credit union does not have to cash the check.