I opted into debit overdraft but the bank/credit union still declined to al...
I opted into debit overdraft but the bank/credit union still declined to allow a debit purchase I made. Can the bank do that? Yes. Banks […]
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I bounced a check. Will this show up on my credit report?
I bounced a check. Will this show up on my credit report? It depends on what you wrote the check to pay. If you wrote […]
38 total views, 1 today
Can my bank/credit union deduct bounced check fees from my account?
Can my bank/credit union deduct bounced check fees from my account? Yes. Your bank or credit union can directly remove funds from your accounts to […]
32 total views, 1 today
Does my bank/credit union have to allow overdrafts?
Does my bank/credit union have to allow overdrafts? No. Your bank or credit union may set and change its own limit on how often and […]
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What is a demand draft, telephone check, or preauthorized draft?
What is a demand draft, telephone check, or preauthorized draft? A demand draft allows someone to withdraw money from your checking account without your signature. […]
32 total views, 1 today
Can my bank/credit union charge me a fee to use another bank or credit unio...
Can my bank/credit union charge me a fee to use another bank or credit union’s ATM? Yes. Both your bank or credit union and the […]
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Does an ATM have to give me a receipt?
Does an ATM have to give me a receipt? An ATM must give you the option to get a receipt for all transactions over $15.
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If I deposit a check into an ATM, are the funds available right away?
If I deposit a check into an ATM, are the funds available right away? No. There is no requirement to make funds from a check […]
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Does it take longer before I can withdraw money if I deposit a check using ...
Does it take longer before I can withdraw money if I deposit a check using an ATM instead of inside the bank/credit union? Probably. If […]
48 total views, 1 today
My bank offers a direct deposit advance or checking account advance. What i...
My bank offers a direct deposit advance or checking account advance. What is this? Deposit or checking account advances let you borrow up to a […]
37 total views, 1 today