Can a bank or credit union cash a post-dated check before the date on the c...
Can a bank or credit union cash a post-dated check before the date on the check? Yes. Banks and credit unions generally don’t have to […]
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Can the bank/credit union put a new fee on my checking account?
Can the bank/credit union put a new fee on my checking account? Yes, except that in most cases, your bank or credit union must give […]
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How do I avoid ATM fees?
How do I avoid ATM fees? Generally, you can avoid ATM fees by using your own bank or credit union’s ATMs because most banks and credit […]
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Is there a limit on how much I can deposit into my savings account?
Is there a limit on how much I can deposit into my savings account? No, you can deposit as much money in your savings account […]
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Is a money market account insured?
Is a money market account insured? Yes. Like other deposit accounts, money market accounts are insured by the FDIC and NCUA up to $250,000 for […]
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A deposit was credited to my account by mistake. Can the bank/credit union ...
A deposit was credited to my account by mistake. Can the bank/credit union take it back? Yes.
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I wrote a check. How can I tell if it was processed as an electronic paymen...
I wrote a check. How can I tell if it was processed as an electronic payment or as a check payment? Your monthly statement will […]
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How quickly can I get money after I deposit a check into my checking accoun...
How quickly can I get money after I deposit a check into my checking account? What is a deposit hold? Each bank or credit union […]
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I get my paycheck by direct deposit. When can I withdraw the funds?
I get my paycheck by direct deposit. When can I withdraw the funds? The bank or credit union must make the funds available on the […]
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Should I enroll in direct deposit?
Should I enroll in direct deposit? You should check into whether your employer offers direct deposit and how it would work for you. Direct deposit is […]
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